Guest Post

"Work Smarter, Not Harder" and would look like this.

Wages used to the best of our ability.
Own outright as much as we can.
Rely on God
Keep finances and financial goals in perspective.
Save what we can honestly set aside each pay.
Measure of our earnings for others.
Advice from the Bible, books, websites, trusted people.
Remember past dollar mistakes and learn from them.
Tithe always.
Extra money save half and/or put extra on a bill.
Record what you spend.
Never give up. You may have to regroup, but NEVER give up.
Organization saves $$$ and time.
Thankful for my job and God's provision
Happy with what we have.
Ask before we buy - something else to use? Do we really need?
Realistic goals, set 'em!
Discover what motivates you to save.
Energize and stay focused with short term goals.
Reap the benefits of finances in order.

By Sheryl from Columbus, OH

Free Movies

If you're like me, you probably like free things.  I like going to the movies for free.  Movies are expensive and by the time just two people go see a movie, you could have bought it on DVD.  But I like going to movies just a much as the next person which is why I like http://www.gofobo.com/  You can search via location and create a free log in for notifications.  The tickets go fast but it's great when you can snag one.

Party Planning

You're throwing a party and you want it to look great right?  You want the food to be awesome right?  So here's some tips for making it great.

Veggie/Fruit Trays.  These are highly expensive at the store.  You can buy a nice mix of items and put them on a plate or your own tray for a fraction of the cost.  It takes some time and chopping skills but you'll save a ton.

Chex Mix.  Make your own.  There are lots of great recipes on sites like Betty Crocker and Kraft and Supercook.  And feel free to buy the generic.  They are, of course, going to recommend name brands.  Again, fraction of the cost.

Slow Cooker.  AKA best friend in the kitchen.  Try a pulled pork or spicy chicken wing recipe and you're good to go.  Fix it, forget it, enjoy your party (that's why you had one right?).

Beverage.  Make a big batch of punch and put it in ice cream buckets.  You can stack them in the fridge or freezer and let people scoop it out.  (And add their own adult beverage content.  Freezer works great as the alcohol won't completely freeze in a 24 hour period.)

Thrifty Fun

As we've been passing around some sort of nasty sickness in our family, I've been a little busy.  So I'm going to cheat and put this nifty saying out from http://www.thriftyfun.com/

Work Smarter Not Harder

Wages used to the best of our ability.
Own outright as much as we can.
Rely on God
Keep finances and financial goals in perspective.

Save what we can honestly set aside each pay.
Measure of our earnings for others.
Advice from the Bible, books, websites, trusted people.
Remember past dollar mistakes and learn from them.
Tithe always. (Always!  Giving up tithing is not a way to save money.  You have an income, you tithe.)
Extra money save half and/or put extra on a bill.
Record what you spend.

Never give up. You may have to regroup, but NEVER give up.
Organization saves $$$ and time.
Thankful for my job and God's provision

Happy with what we have.
Ask before we buy - something else to use? Do we really need?
Realistic goals, set 'em!
Discover what motivates you to save.
Energize and stay focused with short term goals.
Reap the benefits of finances in order.

By Sheryl from Columbus, OH