Just a little public service post here.
There were times in my life where things have been tough. There were times in my childhood where things were extremely tough where money was concerned. In fact, it wasn't until years later when I was helping my mom with some financials that I was shocked by just how bad things were. (And my parents never ever asked for government assistance!) You see, my parents didn't go around advertising their problems. They didn't argue about money in front of us kids. (And were horrified when others would do so.) Sure we could tell that our parents were stressed at times and knew that were weren't getting the latest and greatest things, but we were never "in the loop." In fact, we often felt so very blessed by what we did have because that was the focus we had. We regularly gave to others who had (or we perceived to have) less than us. Which is really, in my humble opinion, how it should be. Children internalize things and feel responsible when they are not. Take divorces for instance, most often the child feels that they have somehow caused this. When a child hears about how much their clothes cost, their schooling costs, etc. they feel guilty. They feel like they should do something. That they need to help their parents. And really, unless we are talking about a high school or college aged child working a part time job to help with their own hobbies and college funding, it's not the child's job!
So my point is, please please please remember not to argue about money (or anything really) in front of your children. Even if you think they are not paying attention, they are. And they are learning more than you may realize.
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